Better instead if he had had some investor cash earlier. But as a hobbyist, he wasn't playing the "long game" anyway, just trying to make something cool for himself and bragging rights at the 'Brew.
Right now a generation of young people in the United States are completely priced out of going to college, or facing eviction from COVID related layoffs. The slightly older cohort are seeing a much higher proportion of their wages go to high rents and student loan debt than Woz's generation.
As a society, we're are missing out on bottom up innovations because would be inventors are too busy trying to survive than to create.