So many entrepreneurs "drinking the kool aid" building their great idea that depends on others platforms of which on the surface appears warm and receptive however welcome to the real world which is cold and shunning. If you do not own your hardware and software systems your weakest links are the 3rd party providers which do not even know your name.
Interesting again to see that "fees" started the core battle fight. Visa and MasterCard, along with other brands, are acutely aware of the coming payments swing and continue on buying sprees to protect their toll road. Whether it be crypto, RTP, FedNow or remains to be credit card is yet to be known however these events and more will continue to push businesses to bring payments in house cutting out more and more middlemen. This is long overdue.