The financial education and time management lines really resonated with me from the parent comment. The problem is that there is not anything resembling equal footing at home. Rich kids, realistically the top 5-10%, are going to get financial education at home and the others will have to learn in the school of hard knocks. I had to learn “tough” lessons about finance because the resources for what I needed to know didn’t exist at home. And I talk to people now who are older about how they prep their kids for the world, and it’s just a classic information imbalance. You could do a lot of good by leveling the playing field here.