> they're going to be thinking about trying to survive and get to a place where they can land or at least ditch the plane survivably.
I think you immediately have to question how often this has been the source of a disaster. To me, this seems highly unlikely to have been a problem, or to be a problem at all.
Most accidents happen near airports. Most airports are in populated areas, because an airport far removed from a populated area is next to useless in terms of freight or passenger transport.
> An autonomous system doesn't have to do that
Well.. it can't. Which is part of the problem:
> it can spend its remaining time in the air finding and navigating to the most sparsely populated point of impact within its range.
That's a whole separate automation and computer intelligence problem on it's own. There's also no guarantee that a sparely populated area isn't completely empty or even currently unused for any civil or special purpose. Expecting a computer to "solve" this problem is asking a lot.
Just look at the Gimli Glider as an example[1]. Choosing a "safe" place to have an emergency isn't at all obvious and assumptions based upon outdated information are dangerous in and of themselves.
> Find the nearest/largest body of water and ditch into it
Finally.. even if it could make this determination, safely, and with enough sensor observations to reduce human loss of life on the ground, you're presuming a plane without engines can always reach this apparent planned crash site. If your plane can't add velocity, your ability to plan _anything_ is severely curtailed.
[1]: https://en.wikipedia.org/wiki/Gimli_Glider