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Correct me please if I'm wrong, but I'd say most of those folks not served by a bank wouldn't have the skills to manage bitcoins either.

The 6% of people without bank accounts are often the least wealthy, more sick part of our population (basically, the people that need protected).

They do NOT have the technical skill to manage a bitcoin wallet. If anything it points even MORE to why we should not use crypto.

Is this 6% of all USA-ians, or 6% of adults?

I don't expect most 10 year olds to have chequing accounts, and if we're talking about about all Americans I'm honestly surprised it's not higher, taking into account da yout, those who are mentally/physically infirm, and those folks who just don't trust banking.