Jesus Christ. I can't even imagine making that much annually off wage labor. I must have chose the wrong life path.
On top of that, cost-of-living in NY is very high, taxes on high salaries are very high, and it makes you a target (e.g., divorce, lawsuits, etc.).
And as a final cherry, you'd be using OCaml all day, which while interesting, is a language you'll never see again in your career.
I wouldn't beat myself up about it.