These rules imply that new information is revealed, and based on the new information it is advantageous to switch.
The trickyness of the Monty Hall Problem lies in identifying that indeed new information has been revealed, which seems counter-intuitive.
But, even if you highlight the assumption, for most people it is not straightforward how to use this information.
What I think is true is that people underestimate the role of the host (i.e. the rules according to which he behaves to).
Or from [0]: "The standard annunciation of the MH problem, does not make explicit what I am assuming here: namely, that Monty will always open a door which does not contain a prize."
"Virtually all of my critics understood the intended scenario. I personally read nearly three thousand letters (out of the many additional thousands that arrived) and found nearly every one insisting simply that because two options remained (or an equivalent error), the chances were even. Very few raised questions about ambiguity, and the letters actually published in the column were not among those few." [0]
The crux of the problem is the counter-intuitive nature of probabilities and information, possible choices and choices that could have been. It's a difficult problem, purported to have tripped up even Paul Erdős.
[0] https://en.wikipedia.org/wiki/Monty_Hall_problem#Other_host_...
goat goat treasure
goat treasure goat
treasure goat goat
You pick a door -- let's say it's the first door. Monty opens one of the other 2 to reveal a goat, leaving one other door. This modifies the possible outcomes:
goat treasure
goat treasure
treasure goat
Using the counting approach, there is 1 outcome where door 1 has the treasure, and 2 outcomes where the other door has the treasure. 2/3 chance of finding the treasure if you switch.
An analysis of the replies to the column in which the puzzle first had wide circulation showed that most of the respondents disputing the correct answer had understood the problem as intended, but still got the probabilities wrong. At that time, the game show on which it was based was well-known, so confusion over the moderator's role (which is not as a "bad actor") was less likely than now.
Well, I wrote a few articles on the topic from a Bayesian perspective few years ago:
http://blog.moertel.com/tags/probability.html
(Only one of them is about the Monty Hall problem.)