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So, subscriptions are possible - just programmatically request a payment on a recurring basis.

As a consumer I actually prefer this approach because I get a payment request that I must explicitly accept for my subscription to be renewed, as opposed to forgetting about a subscription and have it show up on my bank statement.

For example: Every month Netflix sends me a payment request asking me to pay for another month's service.

Perhaps they could allow for auto-withdrawing to reduce friction for subscriptions you definitely know you want, but I strongly feel this request-before-withdrawing model should be the default for any subscription service and anything else should be explicit opt-in.

already live. its called UPI Autopay

https://www.moneycontrol.com/news/business/startup/exclusive...

Ohh. Thanks for linking this. I'm excited for this.

And completely trackable