When you shower are you aware whether the water was heated an hour ago or a day ago?
So whether it's a tank of 80°C water or a tank of 65°C water make no difference to the 38°C water coming out of the thermostatic mixer in your shower.
I don't have the regulations to hand but it's enough to bring it to a high temperature once every few days for some period of time (to kill the bacteria that cause legionnaires disease).