> I'm not comfortable investing the entirety into an index fund, given the current socio-political climate.

The government is printing an awful lot of money right now.

Keeping your money in cash isn’t a guaranteed return if inflation goes up significantly. You’re much better having it in assets with intrinsic value. (Stocks, real estate, etc)

I would suggest investing the money over the course of a couple years into an index fund, probably S&P 500 or total market.

Even if you invest at the worst possible times (right before crashes) you’ll come out way far ahead of leaving it in cash.

https://awealthofcommonsense.com/2014/02/worlds-worst-market...