What workarounds insurance companies come up with to circumvent the spirit of the law and how well it can be enforced will be interesting.
Also, I found out last time this discussion came up on HN that the law prevents it being used for regular insurance but does not apply to life insurance.
Insurance is highly regulated, insurance companies have specific legal ways to underwrite policies, the idea that life insurance companies are going to secretly use stolen data of uncertain provenance in their underwriting instead of just making you submit a dna sample is, quite frankly, silly.
If there's enough money to be made, I'm sure the Usual People will be persuaded to bend the law until it gives way.
* Identifying future medical risk factors
* Solving 30-year-old cold cases where DNA is the only evidence
* Identifying parentage in adoption cases
* Linking them to the location of a crime using Clearview AI and similar scraping facial recognition services
* Creating fake but believable defamatory photos and videos, such as deepfakes
* Being scraped and used in fake profiles by spambots and other nefarious actors
* Being exploited as a tool in identify theft and identify fraud, via various kinds of social engineering.
Do you not consider some of these scenarios worthy of a similar amount of consideration?
It is not up to me to decide to just release such data. Because it encodes other people's data too. If I were to release my financial records because "it's my data", i'd be exposing a lot of people, organisations and companies who I had interaction with.
With DNA I'm not so sure.
I am aware that "an ecommerce platform" is something else than "your personal finance", but the principle is the same: X shouldn't release other people's financial transactions just because those were done with X.
https://www.npr.org/sections/health-shots/2018/08/07/6360262...
The point is, at the very least it's a grey area, so to dismiss the counter points so airily as you have done on such a serious subject indicates - at best - a lack of reflection and respect for the rights of others.