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Or they could just terminate your merchant account and put you on the MATCH list for excessive chargebacks.

This -is- being nice and empathetic for a payment processor.

Retaliatory. Nice. That’s always a great way to run a business.

I would blame the CC and banks. Charge backs are expensive, and if the merchant can't fulfill them the payment processor is suddenly on the hook for a lot of money out of nowhere.

It's a defense mechanism to make sure the customer earning you 1k a month in fees doesn't go under and leave you with a 50k bill. All payment processors do it for that reason.

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