And the bank, being a website(quite possibly based outside the government in questions reach) can ignore them. And that's if the "banks" really have any information about you besides your username and password.
>they are worse than regular banks, being uninsured, unregulated, and unsecured.
Why would a website(aka, the bitcoin bank) that stores a few bits, information(which is what bitcoins are, information) need to be insured, or secured(apart from backups). And being unregulated is a good thing, it allows the "bank" to provide the services their customers want.
You do know that the reasons real banks have all these things is because they don't have all the money their depositors think they have right?
> Also, real banks have men with guns (not to mention the capability to summon heavily-armed police officers on very short notice) to protect them.
Because the criminals will "break" into your bitcoin "bank" with guns and steal your bitcoins... at gunpoint? What? Have you even read what you wrote?
Encrypt the hardrive, and not even the might of the Soviet Army can get those bitcoins. Are you truely that stupid? Really?
I don't know what else to say.