I agree about the default terminal emulation, although Microsoft's new Terminal application has improved much of it.
But I find PuTTY's terminals to be almost worse. The visuals are seriously eye cancer inducing, and PuTTY's tools don't seem to be built with a terminal-based workflow in mind.
So, I much rather use either MS' OpenSSH port (on Win10) or MSYS 2's (which is included in the Git Bash for Windows, too).