Amortized over the full 12 month term, it effectively knocks a few hundred dollars per month off of a (very small) one bedroom apartment (with an in-unit washer/dryer!) in lower Manhattan.
Basically nothing to do besides order takeout and walk around, bad weather. No big concerts, etc.
I’ve lived here for nearly 5 years now, and it sounds like you’re kind of describing Manhattan in the winter nearly any year. I’ll likely do most of the things I’d do anyway, except I’ll be wearing a mask for most of them.
I dunno, I guess I just enjoy my neighborhood and I’m putting a significant portion of my income into savings while still living here so why would I move?