As far as I know, most people who make money from Youtube videos do not have a contract with Youtube. There are plenty of stories of Youtube changes that strongly impact the monetization - most recently: [1].
I believe it's better to support content creators themselves (e.g., directly, or via a Patreon or something similar) than indirectly-no-strings-attached-I-hope-having-my-privacy-violated-gets-you-some-something.
Furthermore: the way advertisements work has become so nefarious, that basically your browser is sleeping around with 30-50 random unknown third parties on just about every site you visit. And browser STDs are rampant across the web. Browse safely, use a browser condom, i.e., an ad blocker.
[1] https://www.theverge.com/2019/9/5/20849752/youtube-creators-...