Hacker News Reader

A lot of my friends like the 'Chase Sapphire Preferred Card', but I do not like to pay an annual fee.

It seems like the typical rewards cards give you 1.5% back on what you spend.

Since I always payoff my balance, the interest rate is not a factor when I choose.

I am considering 'Citi Double Cash Card' as it pays 2%. 1% when you buy, and 1% when you pay your bill.

I have the Sapphire Reserve and it's been great, but I do a lot of traveling (aside from these covid times) so it has some great perks like free airport lounge access for 3 years, $250-350 in free travel money/year, a bunch of frequent flyer miles if you spend $3-4k in the first 3 months on it, etc. Free TSA Pre-check/global entry.

If you travel a lot I highly recommend it. Hoping things will open up soon so travel can be a possibility again.

Reply on news.ycombinator.com