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I wonder whether the following analogy is correct:

Walking - library

Riding a horse - framework

Library : driving a car yourself

Framework : taking a taxi (you do get where you want, but don't fully understand how).

This is a fantastic metaphor! I will use it in some talk!

Driving -> No framework Taxi (with human driver) -> Hiring a developer to code it. Driverless taxi (of the future) -> using a framework.