I come from the opposite approach. I have 4 servers two digital ocean $5 and two vulr $2.50 instances. One holds the db. One server as the frontend/code. One server to do heavy work and another to server a heavy site and holds backups. For $15 I'm hosting hundreds of sites, running so many background processes. I couldn't imagine hitting that point where k8s would make sense just for myself unless for fun.