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It's the motherboard prices that will make the difference. Intel motherboards are always super overpriced, and you have to buy a new mobo with every generation.

That and you also need to factor in the cooler. The consumer Ryzen chips all come with an adequate cooler, which can save you a significant amount over the Intel chips especially considering the extra heat output you'd need to handle.

Keep in mind that the prices quoted in the article for Intel are 1ku prices, I'd assume that the retail price would be higher unless Intel were doing some retail promotion.

Probably not but for certain use-cases Intel is just way easier and less trouble (building a Hackintosh with Thunderbolt 3 connections for a UA audio interface, for one). And yeah, not everyone has such special needs but some of us do even though we may have one or multiple "real" Macs at home.