Don't understand the negative comments here and on their subreddit... Secure Value Recovery and the associated PIN seems like an advance in the state of the art -- nobody else seems to do this. All users have to do is remember a few numbers.

I find it surprising that many users got so upset by the software asking them to set a password that they removed the app... seems a bit extreme. I guess if it was part of a "sign-up" flow, people would have been primed for it... But even then, it takes like just a minute to do it? /shrug