In the US, the third category is being furloughed and collecting unemployment. Here in Maryland, anyone making $55,000 or below collects as much in unemployment (with the $600/week federal supplement) than they did while employed. The IT systems have done a bad job handling some new categories of claimants (people who couldn’t collect unemployment before but were allowed to under the CARES Act). So some people are waiting for checks. But others are relatively unaffected: when the stay at home orders end, they expect to get called back to their jobs.