This is a complete farce. 1-2% of dying in not-at-risk individuals? We know that the diamond princess, the cruise where we tested everybody, had around a 1% mortality rate, and that was with a bunch of at-risk individuals (the elderly, in this case). That basically gives us an upper bound IFR, and other data coming out from places like Germany is putting us closer to .2-.6% IFR.
But yes, if someone has extreme anxiety that they are going to die from covid, even despite evidence to the contrary, they should absolutely stay at home. No one should be forced to go outside, but unfortunately in many parts of the world people are being forbidden from going outside practically at all.
The important thing here is the individual needs to be empowered to make an informed decision based off their personal risk tolerance. If someone decides that the unknowns are too overwhelming and they want to remain at home until a hypothetical future vaccine is hypothetically released, that's totally fine. But critically, I don't want to be living in a society that is forcing me to stay inside for reasons that are not based on evidence-based public health policy. And unfortunately so much of what we've seen (e.g. closing public parks, banning jogging, disallowing drive-thru church meetings until the decision was overturned) is not grounded in sane policy, but instead in panic-driven reactionism.