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Doesn't everyone have enough in savings to survive a year without positive cash flow? If not, why not. Health care is tied to your job in the US? That's just crazy talk. (I believe you, but it's crazy from my perspective, which is someone living in the middle of Europe.)

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This might win the award for most out of touch comment today on HN.

No, many people do not have enough in savings to survive a year without cash flow. I do not believe this is unique to the US.

Yes, health care is largely tied to your job in America. Yes, it’s crazy talk.

If you haven't saved enough money to survive for a year without income, you really only have yourself to blame. Just live a frugal life until you have saved enough. I lived my life frugal for so long, I don't even know how to spend the money I make. I've went years without buying stuff that isn't needed for survival and only spend money on shelter and food. If people can't do this simple thing, they can't expect pity from me.

Good for you. I doubt anyone is asking for your pity.

As long as they also don't ask for my money (or tax money), I see no problem. People have to sleep in the bed they make.

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