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You don’t own the money you deposit in the banks, the banks do. Through the act of depositing you are lending the banks your money, therefore it’s not your money anymore. They can default on the loan.

See https://thehutchreport.com/your-bank-account-who-really-owns...

Or read https://www.amazon.com/Where-Does-Money-Come-Ryan-Collins/dp...

Highly recommended.

Just like Facebook doesn't have to respect your First Amendment rights, neither do other private enterprises like banks and stock markets need to respect your "economic rights"

Neither of those is the government. That ruling only applies to government action.