Instead of having all these tens of thousands of dollars sitting around, he should have invested them years ago.
Some people think they're clever by waiting to "buy the dip"; others think they're being clever by "spreading out the risk" (with DCA). They're both silly attempts at market-timing.
Our OP commenter is a unique doofus who has come to HN to brag about combining two different (& contradictory) losing investment strategies.