This. If the organizations devoted to learning drop out then it is reasonable to expect that a great deal of learning will also drop out. This will be particularly pronounced among students of limited means.

Basically, poor people, and people struggling with disabilities and disadvantages, will get far less education. Overall, society will see drastically less education as a whole. This includes not just technical education in math, physical sciences, automotive tech, etc., but also in civil society areas such as social studies and literature.

Current education systems are very far from ideal. But abandoning them for an extended period of time under the belief that people will see it as in their best interest to learn to be good citizens on their own is potentially catastrophic.