That's not important in practice. What's important is that null infects all reference types in Java and C#, whether you asked for it or not. Just today I've spent a half an hour looking for a null dereference error - which the type system should've warned me of but didn't. The sad fact is, neither Java nor C# are fixable, because no new feature will fix the broken, null-unsafe code already written. All because of this billion dollar mistake that should've had no place in a GCed language but was blindly copied over from C++. The sooner Java gives way to Kotlin and completely fades into obscurity, the better.

The big difference is that nullability is the standard in Java and C# while in Swift it's the other way round, it's non-nullable unless you clearly indicate it's not.