This might be old news. The “Offline Account” link appears in Windows 10 Pro but not Windows 10 Home. It’s unclear which version this is.
https://www.thurrott.com/windows/windows-10/222344/microsoft...
https://www.thurrott.com/windows/windows-10/222344/microsoft...
If the computer is connected to the network in anyway, there is absolutely no way to install with an offline account. Removing all rj45 and not connecting to the wifi until that step is passed allows to use a local account like before.
Still not a path I like to see them take
All I can point to is that every other operating system with cloud backup services has gone the same way. It’s hard to backup a local account to the cloud when it’s not synced and once synced, why force users to remember different passwords? Combining accounts does make life easier for most folks...