That may be so, but this idea does absolutely nothing to help someone get out of poverty. If you were born to financially illiterate parents and grow up poor or end up poor as a result, pointing to how it was stuff out of your control that made you poor will lead to nothing else but continuing to stay poor until you start doing things and making choices that lead you out of that situation.

It sucks and isn't really fair, but the person best equipped to extract you from poverty is you. No one can make your choices for you, and you're far better off taking your life into your own hands and working to improve it than hoping that greater society will intervene on your behalf simply because your situation isn't favourable to you or because you're not entirely to blame for ending up in it.

Yes.