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For what it's worth, rich people do not do this. It sounds like one of those nonsense things a person would do if they want people to think they're rich when they're not.

They do, however, have a good umbrella insurance policy to cover extra liability. If you have even a modest net worth you should also do this.

And don't invite randos into your home/office.

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I’m not even accredited. I just don’t want to deal with the time and hassle of a legal mess to defend what few assets I do have, or my reputation. I’ve had some specific bad experiences that the setup in its current design should hopefully mitigate; it’s not a theoretical thing. It bothers me that there isn’t a better way to do this.

As for “randos”; do you only date people you already know well? I know relatively few people well socially (ie less than dozen), and almost none in the cities in which I spend most of my time. I’m pretty reclusive despite having gotten to the point where death threats are a thing.

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