"Mode mixture" where the minor 4 chord is "borrowed" in a major context however is basically stealing the picardy third sound for an otherwise major piece. "American Boy" would be a pop song that uses this very well.
https://www.youtube.com/watch?v=MN23lFKfpck
(the first 3-5 seconds let you know right away)
perhaps a NSFW tag?
I found it by searching for millennial whoop, and thought I'd save anyone else a search.
Seriously, though - this is interesting and I'm glad I know have an additional, identifiable reason why modern pop sucks so bad.
I saw one of the YT commenters said they call it the millennial yodel instead. I think I like that better.
Music is subjective and popular music is always aimed at teenagers. You're always going to think the pop music you liked when you were 17 was the best pop music ever.
C.f. on the other hand blues music, which often digs into the flattened third degree of a major scale to make it a bit more, well, bluesy.