I’m always reminded of professional athletes. To be in the top 1% you pretty much need the genetics (inherit it). But that doesn’t mean you won’t get healthy by working out.
You will probably never be a professional athlete, but if you want to be healthy you must be disciplined with what you eat and work out, and you will become healthy.
You will probably never be 1% rich, but you still must be disciplined with how you spend your money and your time, and you can become wealthy.