Why are the bad financial decisions of young people and their parents the mailman's fault? I lost my money in the casino, I demand you retire so I can occupy your job.
If you want to speak about bad choices studies, we need to speak about the society structure to understand that kind of paths.
To understand casino, we just need to learn what is an addiction.
Free public education seems like a fine solution for this. I have no problems with art degrees. I may go back and get one when I am ready to retire. But society doesn’t need to pay or be blamed for a choice for a 200k private degree that won’t pay itself back.