Even worse, you will get a random set of bills from random providers - making it VERY hard to track what ties to what where.
Basically - if you are cash payor - you will show up and pay what they surprise you with at the end. A lot of folks going to one medical have insurance - they just find one medical MORE transparent.
And worse, you will get billed 3x-5x the rate the provider negotiated with any random insurance company.
Of all the complaints to register against One Medical, this has got to be the weirdest. For the customer base that they're going after (higher-income people, oftentimes those who have this fee covered by their employer), $200/year is a drop in the bucket for medical expenses.
One medical advantage is if I feel sore/sick I can always get a same day appointment and they treat me like a person .... which is a huge advantage.
I tried HMO and my "doctor" needed a minimum of 30 days notice to see me .... basically not helpful for being sick