With respect to body fat percentage, I would caution being conservative with your goals. I don't know your personal situation, but my experience with this area led me to a powerful conclusion in 2019: Fitness has diminishing returns as you get to the more extreme ends.

For me, getting from 20% to 15% body fat was straightforward, and took 3 months. I figured 15% to 10% was achievable in a similar timeframe, but it ended up taking twice as long, even with careful dieting and exercise. I would imagine 10% to 8% or 7% is even more difficult to achieve (and maintain).

Fitness is strange - everyone's bodies are different, so your mileage may vary. Although I do believe the concept of diminishing returns plays out in a general manner. Good luck on your goals!