But if you live in the city, you don't mention this. Instead, you loudly proclaim at every opportunity that San Francisco is best city in the world, and you express your pity for the poor schmucks who are forced to live anywhere else.
The crime, the drug addicts, the homelessness, the mental illness, the broken car windows, the absurd cost of living, the blighted neighborhoods, the pervasive human misery, the garbage, the heroin needles, the human feces -- this is to be considered part of San Francisco's urban charm. Anyone who acknowledges how bad the situation has become should be ostracized, downvoted, or told to move to Walnut Creek.
You especially shouldn't be critical if you run a tech startup in the city, since you need a continual supply of young, impressionable employees to buy into the hype and move here.
But once you move just outside the city perimeter, then you can afford to be a obliquely critical of the city's slow bus lane construction.