You have absolutely zero understanding of wealth.

An example to prove my point:

You have an apple seed. You plant the apple seed. You tend to the growing plant (soon a tree). A few years of work tending to the plant, and you get hundreds of apples every year.

No money is necessary. Wealth is about abundance. Money is just one type of scorecard.

Apologies for the strong tone, but the type of thinking that you just displayed has destroyed civilizations in the past.