So take your idea out a few steps. We now have to buy, install and maintain VR setups for all the DMVs all over the country, then we have to train a bunch of DMV employees not only how to use it, but they in turn must teach citizens how to use it. I'd guess there are about 120 million drivers, so that's 120 million VR "experiences," and that's just the stuff off the top of my head. It doesn't sound very practical, and we don't even know it's effectiveness.
I would think we could save a ton of money just buying commercial spots explaining the physics, the statistics and a video of what a wreck looks like in totality.
Maybe even better, give companies tax incentives for domestic remote employment that replaces people coming into the office. That would probably hit the 80/20 rule right there.