Well, it was neither translated, nor transliterated. It was adopted as an english word, with its own dictionary definition and everything.
The definition happens to coincide with the Hebrew, but it could just as well not (there are loaners that have changed definition).
As far as an English speaking person hears the term, whether they know the meaning or not, it's just any other English word -- they can ask people for its meaning, look it up in the dictionary, etc.
The Hebrew origins don't come into play at all, except when one specifically looks for the history/etymology of the term. But it can totally be used as a black box word too.