> Bitcoin doesn't have a dividend, if you're part of the 0.1 percent you can buy a ton of it, but in order to realize any gains you have to sell it and if you can't replenish it you'll have to go back to work to earn more.

You're describing all forms of currency. You can still buy stocks with Bitcoin and receive dividends in Bitcoin. Bitcoin is worse in this regard because you don't even need to invest it for it to grow in value. You can literally get rich from hoarding it.