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Uber covers insurance. https://www.uber.com/us/en/drive/insurance/

It’s not all hard to extrapolate mileage depreciation based on car prices.

I feel like these laws are coming from well meaning people who don’t actually represent anyone earning money driving for Uber.

Why are we not seeing driver strikes driving these changes?

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Uber covers you while your driving, that does not prevent insurance companies from denying claims or dropping coverage on former or current Uber drivers because they don't have commercial insurance on their now-commercial vehicle.

If you're ever in an accident while not driving for Uber, the insurance company will ask you if you've ever used this car to drive for a ride-sharing service. This could be grounds to void your policy. And Uber will not cover you in this situation.

https://www.reddit.com/r/uberdrivers/comments/44vuoa/insuran...

It’s largely a solved problem. My insurer USAA has a ride-share add-on that costs an additional $10 a month.

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