> So he has no doubt that he would get all these things done if he didn't have to work? "Absolutely none. If I didn't have the job, I would be out there living the dream."
Suppose that the guy cashes in his investments and does retire. What do we find? He is waking up at 9:30 am, surfing the Web, sorting out the cable TV bill, watching DVDs, talking about going to the gym, eating Doritos, and maybe accomplishing one of his stated goals.
> Retirement forces you to stop thinking that it is your job that holds you back. For most people the depressing truth is that they aren't that organized, disciplined, or motivated.
https://philip.greenspun.com/materialism/early-retirement/
This was so true for me, anyway. I've always had beer tastes on a decent income, so I was financially free five years into working. Now I have all the free time in the world and it's killing me. I do have so many interests but no motivation or discipline to do them.
You do meet the odd creative and intelligent senior but they are the minority. I hope I fall into that category when I retire!
Also, I will say, I wish the US was more like Europe in giving people the ability to full-time type work but part-time. I think a lot of older people would jump at the chance to work 40-60% and make full time hourly pay.
I really hope to shift down from 5 days / 40 hours a week to something that allows me to start pursuing my dreams long before I retire. It should help me develop the habit instead of being paralyzed by the sudden shock at an older age.
Actually the thought of having to wait to retire & be an old fart before you can get really started on the things you always wanted to do sounds very very depressing. (Unless you're making FU money and retire early, which I'm not)
I also want to make music, and possibly do other arts.
I have been looking to transition to a 4 day week so I can surf and go back country trekking using the extra day.
Having a small garden as well would be wonderful, but I tend to be pretty lazy when it comes to routine chores...
Best of luck!