If you think about it - $35-40k for a 2-3 month dev timeline (which is what I'd say is my average) is worth it if you're cutting the salaries of 5+ people out of the equation, no need to pull out an Excel spreadsheet for the ROI that. All-in-all - you're not crazy, they're the ones who are crazy if they continue to sink money into human robots.
> Charging for value can sometimes feel exorbitant
Just get confident (this is hard advice I know). I'm incredibly confident in the problems I can solve and will put in the hours to get back on a timeline/budget if needed. Businesses aren't buying my "products" per-say, they're buying me.