Im sorry to hear about your situation. I asked the question because I have a family member who was in a similar situation to you and rather than make prudent choices, he made decisions based on pride and not wanting hand outs. Years later if cost him dearly. Not saying this js you, but I know there are people who pay debts because it's. "the right thing to do" without realizing it may be the worst thing to do for them in their situation.