Of-course that loophole would end with mind-imaging. The government has the _right_ to your thoughts to see if you are deviating from lawful conformity. Negative/non-conforming thoughts will adversely affect your social credit score. Superior citizens receive superior benefits!
Those who fail the conformity test can be admitted to a separate labour class that best matches their talents. Mundane work is important for a modern society and some opportunity should be given to the talentless.
The next logical step after that would be full-fledged eugenics. After all, if any patterns on large data-sets can be established linking CCP approved intelligence, focus, behaviour and conformity to genes, then birth-preference should be given to such superior citizens who will contribute most greatly to the future of the state.
This is not merely the road to hell, its the high-speed 1000 km/hour bullet train to hell.