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Don't take this the wrong way but you need to take some serious advice, DB pensions are far far better than a DC.

Look at the transfer values of some DB pensions they can be worth multiple millions and no way would an individual be able to build up an equivalent amount in a DC scheame

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There's no magic financial effect that makes the money going into a DB scheme worth more. The money has to come from somewhere and, in these cases, it's from companies that underestimated or ignored what the future costs would be.

You do understand that DB is a collective scheme and DC its not just you.

Your DB pension is funded by those that came before you and those coming after.

I'd love to hear how someone would intonate a statement beginning with 'you do understand' if they said it to me in meatspace.

Sorry I should have phrased that better for those whose first language isn't English.

Its phrasing in that sense would be similar to "Dude your making a big mistake"

Where and when.

> no way would an individual be able to build up an equivalent amount in a DC scheame

Well if you put millions in you get millions out.

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