Even many people with livable have spending addictions that ruin the lives of themselves and people who care for them.
... on the one hand, I want to yell "Strawman!" "Strawman!" "Come out and see the Strawman!" from the hills but I do not want to come off as aggressive or preaching ...
The point you make here is certainly true but it is neither the point of my argument or the point of the author's piece.
I guess there is no way to receive satisfaction here.