Excuse me? What exactly is "low quality wood"?
What are you claiming determines "wood quality"? And are you insinuating that "high" quality wood somehow... burns more slowly or something? All of this is new to me...
Also the vast majority of US homes are not prefab at all, not sure what that has to do with anything. And I'm not aware of a correlation between prefab construction techniques and fire hazards.
Now it's absolutely true that different parts of the world use different materials -- cinder blocks vs. wood vs. stone -- but that has much more to do with climate, available materials, and century of construction, rather than "quality".