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Using GoodRx, $120 for 90 day supply of 3 generics. Using insurance, $180 for 3 generics 30 day supply.

Using GoodRx is still “using insurance”, isn’t it? My insurer offers 90 day supplies with a cheaper copay via Express Scripts already.

(Their customer service blows, though.)

>cheaper copay

I’m not talking about copays. My insurance doesn’t have a coppay until I hit the deductible. I’m paying cash for the drugs.

Copay, coinsurance, deductible, whatever.

If you're paying cash outside of insurance coverage, it's not counting towards the deductible or annual out-of-pocket max, which screws you if you have significant other healthcare costs.

I have a $7900 deductible.

Yeah, so imagine spending $3k on GoodRx prescriptions, then winding up in the hospital and finding out you've still got all $7900 of it left to cover before insurance kicks in.

Using GoodRx, $120 for 90 day supply of 3 generics. Using insurance, $180 for 3 generics 30 day supply.

That's pretty normal, even with traditional insurance, and has been for at least 20 years.

For a medicine I take, it's $28 for a 30-day supply, and $25 for a 90-day supply. The catch is that the non-SV insurance companies usually require that you get the 90-day supply by mail. Perhaps this is where GoodRx has an advantage.

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